🔔 Notifications
Loan Approved by President
Your Normal Loan of ₦850,000 has been approved by Mr. Adejoh Musa O. and is being processed for disbursement.
Loan Disbursed
Your Emergency Loan of ₦150,000 has been successfully disbursed to your UBA account ****3650. — Adejoh Musa O., President
New Share Listing
A new share tranche of 5,000 units at ₦200/unit is now available. Apply before June 30, 2025.
Monthly Savings Posted
Your savings deduction of ₦15,000 for June 2025 has been posted to your savings account.
Guarantor Request
Mr. Akande Samuel Adesina (COOP-00247) has requested you as a guarantor for a Normal Loan of ₦800,000.
↑ ₦15k
₦847,500
Total Savings Balance
250 units
₦62,500
Share Portfolio Value
2 active
₦1,000,000
Total Outstanding Loans
1× now
₦847,500
Normal Loan Eligibility
📋 Active Loan — Normal Loan (₦850,000)
Submitted June 1, 2025 · Ref: LOAN-2025-00842
✓
Submitted
✓
Salary Section
✓
Loan Committee
👤
President
₦
Fin. Secretary
✍
Mandate
🏦
Disbursed
Apply for Loan
Buy Shares
Boost Savings
Special Contribution
Download Statement
Loan Calculator
Guarantor Requests
Update Profile
Total Savings Balance
₦847,500.00
Recent Savings
View all →
June 2025Monthly deduction
May 2025Monthly deduction
Apr 2025Monthly deduction
Active Loans
View all →
📋
Normal Loan
Ref: LOAN-2025-00842 · Submitted Jun 1
₦850,000
Awaiting President
⚡
Emergency Loan
Ref: LOAN-2025-00741 · Disbursed May 3
₦150,000
Active — 4 months left
Total Monthly Commitment
₦47,083
Monthly Salary (net est.)
₦185,000
—
Total Cooperative Members
—
Pending Loan Applications
—
Admin / President Accounts
Healthy
System Status
What RESCAIVA Can Do
✅ Platform-level (RESCAIVA only)
- Create / remove admin & President accounts
- System & technical settings
- Core configuration structure
- Reset / wipe seed data
🚫 NOT accessible to RESCAIVA
- Member dashboards, savings, loans, shares
- Cooperative day-to-day operations
- Loan committee voting
Admin & President Accounts
Create, view, and manage cooperative-level admin accounts.
| Name | Coop ID | Role | Status | Actions | |
|---|---|---|---|---|---|
| Loading accounts... | |||||
System Settings
🚧 Maintenance Mode
Global emergency switch. When ON, blocks new loan submissions and outbound SMS/Email site-wide — use before deploys or database migrations to prevent notifications firing mid-change. Remember to turn it back off.
Status:
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Notification Gateway Status
API keys are configured as Railway environment variables — never entered here, for security. This panel only shows whether each gateway is connected. To set or rotate a key: Railway dashboard → your service → Variables.
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Other Platform Settings
For platform-level technical settings not covered above. Cooperative operational settings (interest rates, self-registration, etc.) are managed by the President from their own Admin Panel.
Audit Trail
Full audit trail is available via the API at /api/v1/admin/audit-log (read-only, immutable). A dedicated in-portal viewer is planned — for now, use the Swagger docs at /docs to query recent entries.
Reset Seed Data
⚠️ Danger Zone
This permanently deletes ALL members, loans, savings, shares, special contributions, and related records. The RESCAIVA account itself is preserved. This cannot be undone.
Use this once, before onboarding real members, to clear demo/seed data left over from development and testing.
Logo & Branding
⚠️ Files are stored on local disk and will be lost on the next Railway redeploy. Re-upload after any deploy that touches storage. Persistent cloud storage (S3) can be added later if needed.
Primary Logo
Used in the navigation bar, portal sidebar, and PDF headers across all pages. PNG or SVG, minimum 200×200px, transparent background preferred.
No logo
Footer Logo (Light Version)
White or light-coloured version for the dark green footer background.
Favicon & PWA Icon
32×32px icon shown in browser tabs. Also used as the icon when members install the PWA on their phone.
None
Apply for a Loan
Complete all sections carefully. Your application follows a 5-stage approval process.
1
Loan Type
2
Personal Details
3
Guarantors
4
Bank Details
5
Review & Submit
📋 Select Loan Type
Choose the loan product that matches your need. Eligibility is calculated automatically.
Emergency
Max ₦200,000 · 6 months
Trade
Max ₦400,000 · 8 months
Normal
× Savings · 36 months
Long Term
Max ₦5,000,000 · 60 months
Mortgage
Max 5 years tenure
Investment / Contractor
Contract-based · 1–3 months
You are eligible for up to ₦200,000 under the Emergency Loan
Based on your savings balance (₦847,500) and current debt profile. Salary Section will verify affordability.
💵 Loan Details
Enter the amount you wish to borrow and select repayment period.
👥 Guarantors & Witnesses
You need 2 Guarantors and up to 2 Witnesses. Guarantors must be confirmed TRCN staff members of the cooperative.
🔒 Guarantor 1
🔒 Guarantor 2
👁 Witness 1 & 2
🏦 Bank Details
Enter the account where loan should be disbursed.
Click to upload or drag & drop
Award letter, contract, business registration (PDF, JPG — max 5MB each)
📜 Declaration & Authorization
I hereby declare that the information provided in this application is true and accurate to the best of my knowledge. I authorize the Account Section of the Teachers Registration Council of Nigeria, Abuja to deduct the agreed monthly repayment from my salary and pay same to the TRCN Staff Multipurpose Cooperative Society Ltd. I understand that default in repayment shall attract penalty as determined by the cooperative.
My Savings
Your complete savings history and balance with the cooperative.
₦847,500
Total Savings Balance
₦847,500
Normal Loan Eligibility (1×)
56 months
Period of Membership
Monthly Savings History📥 Download CSV
June 2025Posted Jun 1
May 2025Posted May 1
April 2025Posted Apr 1
March 2025Posted Mar 1
February 2025Posted Feb 1
January 2025Posted Jan 1
Monthly Deduction Setup
Current Monthly Amount
₦15,000.00
Deduction Mode
Source (Payroll)
Next Deduction Date
July 1, 2025
Loan Multiplier Status
1×
Current Congress Resolution
📢 Congress is reviewing a proposal to restore the multiplier to 2×. You will be notified of any changes.
Debt Profile
All your active and historical loan obligations in one view.
₦1,000,000
Total Outstanding
₦47,083
Total Monthly Commitment
₦185,000
Monthly Salary (est.)
₦137,917
Disposable After Loans
Active Loan Obligations📥 Download PDF
| Loan Type | Ref No | Original Amount | Outstanding | Monthly | Months Left | Status |
|---|---|---|---|---|---|---|
| Emergency | LOAN-2025-00741 | ₦150,000 | ₦100,000 | ₦27,083 | 4 of 6 | Active |
| Normal | LOAN-2025-00842 | ₦850,000 | ₦850,000 | ₦20,000 est. | Pending disbursement | Pending |
Notifications
All your alerts, approvals, and cooperative announcements.
All NotificationsMark all as read
Loan Approved by President
Your Normal Loan of ₦850,000 has been approved by Mr. Adejoh Musa O. and is being processed.
Loan Disbursed — Emergency Loan
₦150,000 has been disbursed to your account. — Adejoh Musa O., President TRCNCS
New Share Listing Available
5,000 units at ₦200/unit. Apply before June 30, 2025.
Monthly Savings Posted
Your deduction of ₦15,000 for June 2025 has been posted.
Guarantor Request Received
Mr. Akande Samuel Adesina (COOP-00247) requests you as guarantor for ₦800,000 Normal Loan.
My Profile
Your membership information and account settings.
AM
Adejoh Musa O.
TRCN Staff Personal No: TRCN-00001 · Department: Executive
👤 Personal Information
📞 Contact & Bank
Loan Approvals
Applications pending your review and action.
Pending — President's Approval (3)
AK
Akande Samuel Adesina
Normal Loan · ₦3,800,000 · COOP-00247 · Salary Sec ✓ · Loan Comm ✓
SU
Sunday Elizabeth F.
Emergency Loan · ₦150,000 · COOP-00153 · Salary Sec ✓ · Loan Comm ✓
HA
Alabi Habeeb Olasunkanmi
Trade Loan · ₦400,000 · COOP-00089 · Salary Sec ✓ · Loan Comm ✓
Statements & Downloads
Download your savings, loan and share statements.
Savings Statement
PDF · All time
Loan Statement
PDF · Per loan
Share Certificate
PDF · Official
Special Contributions
Save from January to November and receive your principal + interest in November.
⭐ Enrol for 2025 Special Contribution Cycle
Set your monthly deduction amount. The cycle runs January – November. Your total savings + interest will be paid in November 2025.
💡 Example: If you contribute ₦20,000/month × 11 months = ₦220,000. With interest, you receive more in November.
Boost Savings
Reinvest your dividends or contributions to grow your savings balance — increasing your loan eligibility and future dividends.
🚀 Boost Savings Enrollment Form (2026)
Select one or more boost options below. Your total savings balance will be updated upon confirmation.
My Loans
All your loan applications — active, pending and closed.
All Loan Applications
📋
Normal LoanRef: LOAN-2025-00842 · Submitted Jun 1, 2025
₦850,000
Awaiting President⚡
Emergency LoanRef: LOAN-2025-00741 · Disbursed May 3, 2025
₦150,000
Active📋
Trade LoanRef: LOAN-2023-00421 · Closed Dec 2024
₦400,000
ClosedMembership Registration
Complete all sections accurately. Your Cooperative ID will be issued upon Secretary General and President approval.
1
Personal Data
2
Contact & Bank
3
Next of Kin
4
Declaration
5
Official Use
👤 A. Personal Data
Enter your details exactly as they appear on official TRCN records.
Passport Photo
Click to upload
JPG/PNG · Max 2MB
White background · Recent · Facing forward
📞 Contact & Financial Details
Your contact information and salary details for cooperative deductions.
💡 Note: Upon approval, a one-time registration fee of ₦3,000 will be deducted at source, which automatically entitles you to 250 Units of Shares at ₦6,250 — deductible from salary.
👨👩👧 Next of Kin Details
Provide details of two next of kin. These are used for welfare and emergency purposes.
👤 (i) First Next of Kin
👤 (ii) Second Next of Kin
📜 B. Declaration
I hereby declare that I have read the Byelaws of the TRCN Staff Multipurpose Cooperative Society Ltd. and I am willing to abide by the Byelaws. I confirm that all information provided in this form is true and accurate to the best of my knowledge. I understand that providing false information shall lead to immediate disqualification and forfeiture of any benefits accrued. I also understand that membership is subject to approval by the Secretary General and countersigned by the President, and that I shall be assigned a Cooperative Registration Number upon approval.
✍️ C. Authorization — Salary Deduction
I hereby authorize the Account Section of Teachers Registration Council of Nigeria, Abuja, to deduct the sum stated above from my monthly salary and pay same to the Account of TRCN Staff Multipurpose Cooperative Society Ltd., with effect from the date of approval of my membership. I understand that at the deduction of ₦3,000 being membership registration fee, I am automatically entitled to 250 Units of Shares with the Society at the rate of ₦6,250.00, deductible at source.
📌 A digital signature pad will be available in the final production version for members with smart devices. Physical signature + stamp required for members using manual submission.
✅ Review & Submit
Please review your application before submitting. Once submitted, your application will be reviewed by the Secretary General and President.
Surname: Pending input
TRCN Staff No: Pending input
Department: Pending input
Monthly Deduction: Pending input
🔒 For Official Use Only — Admin / Secretary General
Savings Upload & Management
Upload monthly savings for all members or manage individual entries.
📤 Bulk Upload
📋 Member Ledger
📅 Upload History
📤 Upload CSV / Excel File
Click to select file or drag & drop
CSV or XLSX · Max 10MB · Must match template format
Required columns:
CoopID · StaffNo · FullName · Month · Year · Amount · Notes
CoopID · StaffNo · FullName · Month · Year · Amount · Notes
⚙️ Upload Settings
📌 Upload Instructions
1. Download the CSV template using the button above
2. Fill in savings amounts per member for the selected month
3. Do not alter column headers or add extra columns
4. Upload the completed file — system will validate each row
5. Review the preview, fix any errors, then confirm upload
6. All uploads are logged with your name, timestamp and reference
🔍
Search for a member above to view their savings ledger
Upload History Log
| Date | Reference | Month/Year | Total Rows | Valid | Errors | Uploaded By | Action |
|---|---|---|---|---|---|---|---|
| Jun 1, 2025 09:14 | UPL-2025-006 | June 2025 | 847 | 843 | 4 | Admin | |
| May 1, 2025 08:52 | UPL-2025-005 | May 2025 | 847 | 847 | 0 | Admin | |
| Apr 1, 2025 09:01 | UPL-2025-004 | April 2025 | 840 | 839 | 1 | Fin. Sec. |
Loan Approval Workflow
Full 5-stage approval process. Use the role switcher below to preview each stage.
AK
Akande Samuel Adesina
COOP-00247 · TRCN-247 · Dept: CEO, Ondo ARTAD · Membership: 19 yrs 9 months · Ref: LOAN-2025-00843
₦3,800,000
Normal Loan · 36 months
📊 Debt Profile Analysis
Monthly Salary
₦350,000
Existing Loan Deductions
₦85,000
New Loan Monthly
₦122,222
Total Monthly Commitment
₦207,222
Disposable Remaining
₦142,778
Loan/Salary Ratio
59.2%
Savings (1×)
₦285,000
⚠️ MARGINAL — Loan-to-salary ratio exceeds 50%. Officer discretion required. Review carefully before approving.
📝 Salary Section Decision
Your name and timestamp will be automatically attached to this decision.
+ Add Individual Savings Entry